In my personal spreadsheet, I’ve got more than 5 years of data tracked down to the penny. You can download the spreadsheet by clicking the links at the top of this post, or by clicking here for the Excel version or the Google Sheets version (both have the same features, but the google version sometimes runs a bit slower). I’d like to offer you a simple spreadsheet that you can use to track your budget, and visualize where your money is going each month. If you only have a vague sense of how much you spend in an average month, chances are that you’re underestimating the actual figure. Most of us have a laundry list of small or infrequent expenses that add up into a meaningful total - the lunches out, drinks with friends, new clothing, impromptu weekend trips, and the like… While it’s easy to list off monthly rent, internet, or Netflix bills, it’s harder to keep tabs on the “one-off” items. Many of us keep track of our budgets in our heads, often using a mix of precision, guesstimates, and “voodoo math”. Keeping track of your budget is the single most important step towards taking control of your financial well-being.īefore you can draw up a plan for a home down payment, debt pay-down, or retirement, you’ll need to understand how much money comes in, and how much money goes out. Why Should I Use This Tool For My Budgeting?.You can save Google Docs and Google Sheets templates to Google Drive for editing and sharing. Below we’re offering a wide selection of downloadable, free budget templates. This makes it easy to organize and analyze your financial data. If you’re not familiar with creating a budget, simply fill out the pre-formatted templates with your income and expense information, and the template will do the calculations for you. One of the benefits of using a budget template is that it can save you time. Actual performance may differ from those projections, but a budget that is both conservative and flexible can help a business navigate and keep track of financial variables as they arise. Especially during lean economic periods, a budget can help individuals tighten spending to maintain some financial control and avoid taking on more debt.Ī budget allows a business to assess current resources and create more accurate estimates of future revenues and expenses. In a business setting, a budget can be an essential tool for measuring performance over time, setting attainable goals, and informing strategic plans.įor personal use, a budget can help individuals create a plan to reduce debt or increase savings, provide insight into monthly spending habits, and help balance expenses to support one’s financial goals. When it comes to money management, a little time and effort can go a long way. Getting started with the Smartsheet API.ENGAGE Smartsheet ENGAGE brings together our global customers, experts, and partners to share their experiences, ideas, and best practices.Smartsheet events Your hub for Smartsheet events, webinars, Q&As, and user groups.Partners Learn about the Smartsheet partner program and access our partner directory.Community Explore user-generated content and stay updated on our latest product features.Help and Learning A comprehensive knowledge base, including articles, tutorials, videos, and other resources that cover a range of topics related to using Smartsheet.Content Center Articles and guides about project management, collaboration, automation, and other topics to help you make the most of the Smartsheet platform.
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